So she requested her husband also to obtain a loan from him and start business afresh. The lucky hand of the lender may also bring us fortune, she said.

Subbi Setty had never before approached any body for help. He had been so far only a giver of benefits and not a receiver at all. Yet, circumstances willed it otherise. He thought it was God's will that he should go and seek a loan from Badekhan. Hence he accepted his wife's suggestion and !he next morning after normal routine and prayers he went to Badekhan's residence. While on his way he prayed Lord Venkataramana to bless success in hi, attempt.

On reaching Badekhan's house) Subbi Setty introduced himself as one time sound business man residing in the near by Bazaar street and that as ill luck would have it, his business fell and he became poor. He therefore requested him for a loan of two thousand rupees to be repaid as' early as possible together with interest at 9 per cent, to enable him to !tart business afresh.

Subbi Setty's appearance and appeal won Badekhan's confidence. He took pity on him and helped him with the sum requested. Subbi Setty wrote a primissory note and -took the amount. He thanked Badekhan for his help and returned home happily.

On reaching home, he placed the money before Lord Venkataramana's picture and sought His blessings. On an auspicious day he started business. By God's grance the business soon picked up and Setti made a lot of money and regained his lost status. He attributed his success only to the blessings of the Almighty. Both Setty and his wife continued their unstinted devotion to the Lord. Achamamba was also helping her husband in his business. They both led a happy life.

However, they had no children. They were therefore worried. They sincerely prayed that they may be blessed with a child. God was kind to them. Their request was granted. Soon Achamamba became pregnant and gave birth to a male child. Since he was born out of the boon of Sri Venkataramana .of the Seven Hills, the child was named after the Lord and brought up affectionately.

One day Badekhan was passing through the Bazaar street. He then remembered that Subbi Setty was residing in that street So he went to the Setty's house. That was a Saturday. Setty was worshipping Lord Venkataramana at that time. Achamamba offered Badekhan a seat. After aradhana to the Lord, Setty came to Badekhan and was closetted with himfor sometime. Meanwhile Achamamba brought naivedyam-(offering to God) comprising of Sweet pongal, Sugar candy, Betal etc. and gave it to Badekhan.

Subbi Setty said, "Khanjee, you were kind enough to give me a loan of Rs.,2000/- (Rupees Two Thousand). Your good heart and lucky hand brought me fortune and helped me improve my business and today I am able to repay your money with interest So saying, he paid the Saheb 200 ten rupee notes and 36 five rupee notes in full settlement of principal and interest. He further said that he was always indebted to him for his timely help and wished that God should always bless him.

Badekhan received the money and kept it in his coat pocket. He told Setty, ”Dear friend, I did not come here with the intention of receiving money from you. So I have not brought the Bond you signed. I will however, return it to-morrow." He took leave of Setty and started home. While going he jocularly remarked, "if suppose I do not return the Bond, who will bear witness for the repayment of money by you?" Setty unhesitatingly said, pointing out to the picture of Lord Venkataramana, ”Here is my Lord witnessing the payment." So saying, he saluted the Lord.

This irritated Badekhan. He grew wild. U What non-sense do you talk? You owe your position to me. I only lent you money. Yet you show this picture and say it is your Lord. Is that picture a God? How do you expect a picture to speak witness?" he cried. In his expectation, Setty was a fool. He said- to himself "let me see how a picture can speak as a witness. I will teach him a lesson. I take this as a challenge. I will challenge him in a court of law." He then walked off proudly. On reaching home, Badekhan removed his coat, covered it round his copy of the' Koran '. his religious book and kept it in his shelf. The amount was therefore not credited to Setty's account in his books.